Most people have a $50 or $75 referral offer while some lucky ones had a $100 version. Eligible referring Chime members can earn no more than $1,000 in referral rewards per calendar year (January 1 – December 31).The referral reward is paid to both parties within 2 business days after qualifying funds are first deposited into the referred friend’s Spending Account.Referrer is part of the SpotMe Referral Incentive referral reward campaign.Referring Chime member must be part of the $100 for $100 referral reward campaign in order for both parties to be eligible for the $100 referral reward.Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit. The payroll direct deposit must be made by an employer or payroll provider by an ACH deposit.The referred friend must open a new Chime Spending Account using the referring Chime member’s unique referral link, and receive a payroll direct deposit of $200 or more within 45 days from when the Chime Spending Account was opened. ![]() In order for both parties (the referred friend and the referring Chime member) to qualify for and receive the $100 referral reward, the following conditions must be met:
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